The day after Thanksgiving is primarily known for shopping deals and holiday sales, but it also ushers in a few changes to regular schedules. Here's a detailed look at what to expect across stock markets, banks, schools, and government offices this year.
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Stock and bond markets close early
Both the New York Stock Exchange and Nasdaq will have early closings on Black Friday. Trading in major indexes, such as the S&P 500, Dow Jones Industrial Average, and NASDAQ Composite, will wrap up along with U.S. 10-Year Treasury Notes at 2 p.m. Eastern Time. Investors will have to plan accordingly if they wish to make any transactions on that day.
Mail and package services
Delivery services will operate on a modified schedule. FedEx will adjust its operations, and UPS will have both delivery and pickup services, although timing may differ from regular days. It's a good idea to contact your carrier if you are expecting packages or need urgent shipments.
Banks, schools and government offices
Banks will remain open on Black Friday, although some branches may operate on limited hours. Federal offices are not impacted because Black Friday is not a federal holiday. More than 20 states consider it a state holiday, though, which may impact local government offices. Most schools are closed on Black Friday, but families should check with local school districts for specific schedules.
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Shopping hours
For many shoppers, the day is all about the deals; some stores opened as early as 5 a.m. Major retailers such as Costco, Walmart, and Target remained closed on Thanksgiving this year, while some grocery stores, pharmacies, and dollar stores, including CVS and Amazon locations, operated on limited hours. Whether you're hitting the stores, tracking your investments, or planning deliveries, knowing these schedules will help you make the most of Black Friday.