January 2026 is shaping up to be the month with a lot of bank holidays, with a total of 10 days when banks will remain closed. However, it’s important to note that bank holidays in India are state-specific, so the exact number of closed days can vary depending on your location. While some holidays are observed nationwide, many are restricted to certain states, meaning banks in one city may remain open even when others are closed.
Banks remain closed not only on Sundays and the second and fourth Saturdays of every month but also on specific holidays observed by the Reserve Bank of India and various states. Knowing these dates can help you schedule payments, fund transfers, and other banking tasks without last-minute hassle.
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Where the bank will stay closed in January 2026
In January 2026, banks will remain closed on several occasions across India.
On Thursday, 1 January, for New Year’s Day, banks will stay shut in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, and Shillong, followed by Friday, 2 January, for New Year’s Celebration and Mannam Jayanti, when banks will stay shut in Aizawl, Kochi, and Thiruvananthapuram.
Saturday, 3 January, marks the birthday of Hazrat Ali, and banks will stay shut in Lucknow.
Monday, 12 January, observes Swami Vivekananda’s birthday, with banks staying shut in Kolkata.
On Wednesday, 14 January, Makar Sankranti and Magh Bihu are observed, and banks will stay shut in Ahmedabad, Bhubaneswar, and Guwahati.
Thursday, 15 January, brings Pongal, Uttarayana Punyakala, when banks will stay shut in Bengaluru, Chennai, Gangtok, Hyderabad, and Vijayawada.
Friday, 16 January, is Thiruvalluvar Day, and banks will stay shut in Chennai, followed by Saturday, 17 January, Uzhavar Thirunal, when banks will also stay shut in Chennai again.
On Friday, 23 January, for the birthday of Netaji Subhas Chandra Bose, Saraswati Puja, Shri Panchami and Basanta Panchami, banks will stay shut in Agartala, Bhubaneswar and Kolkata.
Finally, on Monday, 26 January, Republic Day is observed, and banks will stay shut nationwide except in Bhopal, Chandigarh, Dehradun, Kanpur, and Srinagar.
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Plan your banking dates, as January is packed with multiple holidays. Whether it’s clearing cheques, depositing cash or completing transactions, scheduling around these dates will help ensure your work goes smoothly. While bank branches remain closed on these days. So, mark your calendars, set your reminders and make January a hassle-free month for all your banking needs
