A Microsoft India employee named Saniya Ahuja, from Hyderabad shared her March 2026 expenses in an Instagram reel. She creates content on fashion, fitness and corporate life. She broke down her total monthly spending of Rs 1,36,857.
She started the video with a disclaimer. She had gone over budget that month. Her goal was to give viewers a clear picture of where every rupee went.
Investments take the biggest share
More than half of Saniya Ahuja's monthly outgo went towards building wealth. She put Rs 70,000 into mutual fund SIPs and other funds. This was the largest part of her total spending. It showed a strong focus on long-term financial growth.
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Lifestyle and travel drove overspending
Discretionary spending pushed her budget beyond plan. Shopping was her biggest non-essential expense at Rs 16,749. Then she stated she spent Rs 22,000 for rent, maintanence and electricity. Travel cost her Rs 10,913, which she linked to rising airfare prices, including the fare of Uber and Auto too.
Food, both home dining and eating out, added up to Rs 9,740. Health expenses crossed Rs 3,500, food came to Rs 2,755, and subscriptions accounted for Rs 1,200. Together, all her expenses for the month added up to Rs 1,36,857.
Tracking expenses keeps her grounded
Saniya stressed the value of logging every transaction. "It helps me track what went where and what I can cut down for the next month. Like, I know I overspent this month so I already have it in my mind to balance it out," she said. When a viewer asked which app she uses, she named 'Money Manager' as her go-to tool.
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The video quickly went viral. One commenter noted, "Good to hear your investing as much as your spending and also keeping a track of your expenses." The reel was captioned, "You should know where your money is going. March Edition." The response highlighted growing public interest in personal finance transparency, particularly among young working professionals.
