Managing personal finances has become easier with a growing number of government-backed digital platforms.
Several official mobile apps can help users organise their finances, protect important documents and access essential government services from their smartphones.
Also Read | YouTube introduces 2x playback for Shorts, removes Dislike button: Here's what's new
Digilocker: One stop app for all your documents
Users can keep and retrieve official documents like Aadhaar, PAN, driving licence, vehicle registration certificate, education certificates and other official documents in a secured way using the DigiLocker.
These are digitally verified and are accepted by government departments and many private institutions, so don't need to carry an original document.
UMANG: Government services at one place
The UMANG (Unified Mobile Application for New-age Governance) app has been launched to consolidate all the central and state government services on a single platform.
The users can use the EPFO, PAN, Aadhaar, passport, gas booking, pension and utility bill payments services and don't have to visit multiple websites.
BHIM: Secure Digital payment
BHIM is developed by the National Payments Corporation of India (NPCI), which allows users to make instant UPI payments, transfer money, scan QR codes and check bank balances.
It provides a streamlined and secure platform for electronic transactions that are directly connected to bank accounts, as LiveMint points out.
mAadhaar: Aadhaar in your mobile phone
The mAadhaar app allows the user to carry a digital copy of their Aadhaar card, edit some details of the profile, download e-Aadhaar and generate and/or scan QR codes for identity verification.
It also provides easy access to various services related to Aadhaar without the need for a physical card.
mParivahan: Digital vehicle docs
As part of its services, mParivahan offers digital driving licenses and vehicle registration documents for vehicle owners.
The app can also be used to check the data of the vehicle, to use transport-related services and to store the official documents of the vehicle digitally.
The significance of these applications
With the growing trend of digital governance in India, these government-backed apps have the potential to streamline bureaucratic procedures, enhance the convenience for citizens, and securely manage their financial and official transactions.
With the help of these reputable platforms, everyday financial and administrative tasks can be quicker and more efficient.
Also Read | Xbox price hike explained: Why Microsoft is raising console costs globally
FAQs
Q1: Which app is used to store government verified documents digitally?
Ans: DigiLocker securely stores the verified Government issued documents.
Q2: Through which app can payments be made using UPI via government?
Ans: BHIM is used for making a secure digital payment using UPI which is connected to bank account.
