Saudi Arabia has taken another step towards attracting global investment by launching an official digital platform that allows eligible foreign nationals and companies to purchase real estate under its new Real Estate Ownership Law.
The platform allows the entire process from eligibility verification to application, payment, and issuance of title deeds to happen online, thereby facilitating the process of investments in the Kingdom’s real estate industry for investors from other countries, including India.
The project comes after the passing of the law of Real Estate Ownership that took effect from January 2026.
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Online platform makes property purchase easy
As per the statement of Saudi authorities, those buyers who qualify can access investment projects of the government and check their eligibility and application status on the online portal.
The online process works for individuals as well as companies residing both within and outside Saudi Arabia.
Nevertheless, ownership rules differ from one area to another. It has been made clear that ownership of properties in holy cities of Mecca and Medinah can only be held by Saudi companies and Muslims individually residing in and outside Saudi Arabia.
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Furthermore, it has been stated by the government that foreign ownership in other cities such as Riyadh and Jeddah will be done as per geographical zoning rules.
How Indians can buy property
Indian citizens interested in purchasing property in Saudi Arabia must first ensure they meet the eligibility requirements under the Kingdom's Non-Saudi Real Estate Ownership Law.
Applicants are required to obtain a Saudi Digital Identity, which is mandatory for accessing government services, and authenticate themselves through the official Nafath application.
After registering on the Saudi Properties Portal, eligible buyers can browse approved properties, upload required documents, pay applicable government fees and complete the purchase agreement digitally.
Once the transaction is approved and registered, an electronic title deed is issued through the national real estate registry.
Restrictions remain in place
Though the newly adopted framework makes it easier for foreign investors to do business, some restrictions still remain.
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Property ownership in Mecca and Medinah continues to be limited to Saudi firms and Muslims, whereas property ownership in select cities will be regulated through certain geographical areas designated by the concerned authorities.
The step has been taken as part of Saudi Arabia’s overall plans to modernize their real estate sector and make it easy for international investors to do business digitally.
FAQs
Q1. Can Indians own property in Saudi Arabia?
Yes, eligible Indian nationals can buy property in certain areas as per the Real Estate Ownership Law of Saudi Arabia by applying through the prescribed digital portal.
Q2. Are foreigners permitted to own property in Mecca and Medinah?
No. As per Saudi laws, property ownership in Mecca and Medinah is allowed only to Saudi firms and Muslims, irrespective of whether they live within or outside the Kingdom.
